Student Loans Heading

If you are a first time loan borrower you are required to complete Entrance Loan Counseling and a Master Promissory Note. The Entrance Counseling will go over important information concerning taking out federal loans and the Master Promissory Note is how you electronically sign to the terms of the loan. Please allow 3-5 business days from the time you complete the requirements for the requirement to be satisfied on your myBanner account. If you are unsure of the requirements on your account please contact our office.

No, accept the full amount & contact the Office of Financial Aid & Scholarships to request we cancel your winter semester eligibility.

Visit our loan information page for more information about loan options.

No, you are able to leave your loans in an "Offered" status if you are unsure if you want or will need them, or you can decline the loan offer. If you decline a loan offer and later decide that you would like to utilize it please contact the Office of Financial Aid & Scholarships to have that offer reinstated either in full or for a partial amount in myBanner.

Visit our alternative loans section for more information.

Loan proceeds are applied to outstanding balances first and any excess is refunded to the student.

The max is the amount left after you take your Cost of Attendance (COA) minus all accepted aid.

The Parent PLUS loan is a credit based loan taken out by a parent. The parent is the responsible party when it comes to repayment. Visit our Parent PLUS Loan page for more information. 

If you declined the loan estimate in myBanner you can request a Parent PLUS Loan at to start the process.

If a parent applies for the PLUS loan and are not accepted due to adverse credit the student may be awarded additional unsubsidized loan. Freshman/Sophomore level students may receive up to $4000/year and Junior/Senior level students may receive up to $5000/year. If you are eligible to receive additional unsubsidized loan the Office of Financial Aid & Scholarships will follow up with you to discuss your eligibility and options. You may also contact us once a parent has been denied to discuss having this aid added to your account.

Page last modified June 22, 2017