Permanent link for How I Balance Financial Wellness as a GVSU Student on December 5, 2025

Hey Lakers!

Being a college student at GVSU comes with a lot — classes, studying, working, trying to have a social life, and figuring out how to be an adult. One thing I’ve learned is that getting control of my finances makes everything else feel less stressful. Financial wellness isn’t just about having money; it’s about knowing how to use it wisely so you’re not constantly worried.

What financial wellness really means to me

GVSU describes financial wellness as having a realistic budget, living within your means, managing debt, understanding student loans, building good credit, planning, and remembering that money doesn’t define your worth. When I read that, it helped me understand that financial wellness is more about control and planning than about how much money you have.

How I try to stay financially balanced at GVSU

I track my spending.
I started writing down everything I spend in a week — groceries, gas, school supplies, random snacks, literally everything. It helps me see where my money goes and stops me from overspending without realizing it.

I stick to a budget.
I make a simple monthly plan that includes my income, my bills, and what I can realistically spend. I try not to go over it, even when I want to.

I avoid impulse buys.
There are so many temptations on and around campus, but I ask myself, “Do I actually need this?” Most of the time, the answer is no.

I keep track of my student loans.
I make sure I know how much I’m borrowing each semester. Even though I’m not paying them yet, it keeps me from being surprised later.

I save a little when I can.
Even putting away a small amount each month helps. Over time it grows and having that emergency cushion makes me feel a lot more secure.

I remind myself money isn’t everything.
Financial wellness is also emotional. I try not to compare myself to other students. We all have different situations, and that’s okay.

GVSU support that helps

 

One thing I really appreciate is that GVSU has programs like MoneySmart Lakers and financial aid advisors who can help with budgeting, student loans, grants, scholarships, and general financial education. Just knowing those resources exist helps me feel more in control.

GVSU also offers on-campus student employment and work-study options, which make it easier to earn money without having to drive far or juggle complicated schedules. Having a steady campus job has helped a lot of students keep their borrowing lower.

There are also emergency and hardship support services available for students who suddenly face unexpected expenses, like car trouble, medical bills, or housing issues. It’s reassuring to know that if something major happens, there’s a place on campus that helps connect you to temporary financial assistance, food support, or other resources.

Another resource I’ve found helpful is the guidance offered through MyLakerSuccess. It provides planning tools that help you map out tuition, housing, books, and living costs. It’s basically a roadmap to help avoid financial surprises during the semester.

GVSU also hosts financial workshops throughout the year — things like how to build credit, how to read a credit report, how to manage debt, and how to prepare for life after graduation. These events make it easier to learn financial skills without feeling overwhelmed or judged.

Why these matters for the future

Balancing money in college teaches real-life skills. When I manage my money well, I feel more confident and less stressed. I don’t panic when unexpected expenses show up, and I can focus more on my classes and my health.

Final thoughts from a fellow Laker

If you’re a GVSU student struggling with money, trust me — you’re not the only one. Most of us are figuring this out as we go. You don’t have to be perfect, just consistent. Create a small budget, save what you can, and use the resources provided on campus. It makes a huge difference.

We’re all learning, and we’re all growing. Financial wellness is just one more part of becoming the best version of ourselves.

Go Lakers!

Categories: General Wellness WIT
Posted by Heather Alberda on Permanent link for How I Balance Financial Wellness as a GVSU Student on December 5, 2025.