Student Health Insurance
Health Insurance and You at GVSU
Important Notice About Student Health Insurance
GVSU does not offer a student health insurance plan for domestic students at this time. Under the Affordable Care Act (ACA), students can stay on a parent's health plan until age 26. If you do not have health insurance, the Campus Health Center can still see you. However, we strongly encourage all of our students to be insured.
Are You an Uninsured Student?
Getting Health Insurance: If you need health insurance coverage, consider these options:
- Healthy Michigan Plan
The Healthy Michigan Plan provides health care benefits to Michigan residents at a low cost. For more information, call 1-855-789-5610 or visit the website. - Federal Health Insurance Exchange
The Health Insurance Exchange is where people without health insurance can find information and purchase insurance. Call 1-800-318-2596 or visit the website.
If you need health navigation assistance, please contact the Campus Health Center by phone (616) 331-2800 or email [email protected].
International Students
International Student Health Insurance
GVSU has a mandatory health insurance policy for all F-1 and J-1 international students. To provide the best support we can to our international students, GVSU works with LewerMark to provide all our international students with quality health insurance coverage.
Please contact the Padnos International Center at (616) 331-3898 or [email protected] for information about eligibility requirements specific to international students.
LewerMark Insurance I 2025-2026 Plan Year
For questions regarding benefits and eligibility, or claims status, please contact LewerMark Customer Service by phone at 1 (800) 821-7710 (Monday–Friday, 8:00 a.m. to 5:00 p.m. CST) or email [email protected].
Understanding Your Health Insurance
Insurance Terms Explained
Health insurance is confusing, here are some common terms explained:
- Premium: The amount you pay each month for health insurance coverage (like a subscription fee)
- Deductible: The amount you pay out-of-pocket for covered services before your insurance starts paying
- Copay: A fixed amount you pay for a covered service, paid at the time of service
- Coinsurance: Your share of costs (as a percentage) after you've met your deductible
- In-Network: Providers who have agreed to accept your insurance plan's rates (you pay less)
- Out-of-Network: Providers without agreements with your plan (you typically pay more)
Need more help? Feel free to contact our staff, we're here to help!
Contact us: By phone (616) 331-2800 or email [email protected]
Insurance at the Campus Health Center
Using Your Insurance
- Bring your insurance card to every visit
- We accept most major insurance plans
- You may have copays, deductibles, coinsurance, or other out-of-pocket costs
- Not sure what your plan covers? We can help you figure it out! Contact our office.
Accepted Insurance Plans
In-Network Plans
We are Currently In-Network with the Following Plans:
Aetna • Blue Cross Blue Shield (BCBS) • Blue Care Network (BCN) • Cigna • Health Alliance Plan (HAP) • Humana • LewerMark International Student Insurance • McLaren Health Plan • Medicaid (Michigan) • Medicare • Meridian (HMP) • Molina • Oscar Health Plan • United Healthcare
LewerMark International Student Insurance
We accept and are an in-network provider with LewerMark. However, we are currently unable to verify this insurance electronically and recommend that you contact LewerMark Customer Service to ensure your diagnosis is covered or for coverage and benefit questions prior to your visit.
LewerMark requires a referral from a medical doctor (MD or DO) for certain specialty services, such as physical therapy. The Campus Health Center can help with referrals!
Please contact LewerMark Customer Service by phone at 1 (800) 821-7710 (Monday–Friday, 8:00 a.m. to 5:00 p.m. CST) or email [email protected].
Don't See Your Insurance Listed?
Our accepted insurance list is growing. The Campus Health Center is actively credentialing with more insurance plans to serve more members of the GVSU community. If your plan isn't listed above, please contact us before your visit to verify coverage. We may already accept your insurance or be able to assist with other options.
Contact us: By phone (616) 331-2800 or email [email protected]
No Insurance?
You can still be seen! Options include:
- Self-Pay
- Sliding Scale options may be available
Contact our team to discuss your situation.
Getting Health Insurance
Uninsured? Please consider:
- Healthy Michigan Plan (Medicaid)
- Federal Health Insurance Exchange (Marketplace)
Contact our team for health navigation assistance.
All transactions, communications, and administration of the insurance products and services are strictly between the user and the service providers. GVSU does not benefit financially in any way from these insurance products. If you have further questions, contact [email protected].