Provider Program Insurance Exemptions

This table outlines the study abroad providers that are pre-approved for an exemption from the GVSU study abroad insurance policy. Students participating in a program that is pre-approved for an exemption must still complete the exemption request form to secure official approval for an exemption.

Provider

Insurance Carrier

Exemption

AIFS

CISI

24/7 emergency assistance

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

No exemption. The AIFS policy is limited to only $500 for pre-existing conditions.

Students who can show evidence of additional coverage under a parent’s insurance may still submit an appeal to be waived out of the GVSU plan.

API

CISI

24/7 emergency assistance

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

Approved for an exemption. Only $1,500 in emergency family reunion benefits.

CEA

CISI

24/7 emergency assistance

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

No Exemption. Policy does not offer coverage for pre-existing conditions or for mental health. It also has lower family reunion coverage.

Students who are also covered under a parent’s insurance policy for pre-existing conditions and mental health may submit an appeal for consideration.

CIEE

iNext

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

No Exemption. Policy does not offer comparable coverage

Accident $100,000

Sickness $100,000

Repatriation $50,000

Security Evacuation is an optional upgrade

Family reunion $300/day for 10 days

CIS Abroad

CISI

No exemption. Policy does not include pre-existing conditions, and offers significantly less coverage than GV plan. Students must sign-up for GV mandatory policy

Edge Hill University

No required policy.

No exemption. Students must sign-up for the GV mandatory plan.

Hellenic International Studies in the Arts (HISA)

No required policy

No exemption. Students must sign-up for the GV mandatory plan

ISA

Chubb – includes pre-existing conditions

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

Approved for an exemption.

Students should be advised to submit their appeal to receive confirmation of the waiver.

JCMU

Japan Center for MI Uni/MSU

Approved for an exemption. Students should be advised to submit their appeal to receive confirmation of the waiver.

John Cabot University

Optional CISI plan

No exemption. Students must sign-up for GVSU plan.

Junior Year in Munich

In-country coverage + iNext supplemental

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

Note: in-country health insurance coverage will cover pre-existing conditions and mental health and provides additional coverage for accident and sickness coverage.

Policy only approved if student adds the security evacuation optional coverage through iNext.

 

Accident $100,000 + in-country plan

Sickness $100,000 + in-country plan

Repatriation of remains $50,000

Security evacuation as an upgrade only

 

Students should be advised to submit their appeal to receive confirmation of the waiver.

SRAS

CISI

24/7 emergency assistance

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

No Exemption. Policy does not cover pre-existing conditions, mental health and has low family reunion and emergency evacuation coverage. Students who can show coverage for pre-existing conditions, and mental health coverage under a parent’s insurance policy, may be able to secure a waiver. Otherwise, students will be expected to purchase the GV plan.

USAC

CISI

24/7 Emergency assistance

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

No Exemption. Does not cover pre-existing conditions. Students who can show coverage for pre-existing conditions under a parent’s insurance policy, may be able to secure a waiver. Otherwise, students will be expected to purchase the GV plan.

TEAN

Chubb – includes pre-existing conditions

•Coverage of pre-existing conditions

•Accident and sickness coverage of $250,000 or more

•Less than $100 deductible

•Mental health coverage

•Emergency evacuation $250,000 or higher

•Security evacuation $50,000 or higher

•Repatriation of remains $100,000 or higher

•Emergency family reunion $5000 or higher

•Accidental death and dismemberment $10,000 or higher

Approved for exemption.

Students should be advised to submit their appeal to receive confirmation of the waiver.



Page last modified August 4, 2021