Provider Program Insurance Exemptions
This table outlines the study abroad providers that are pre-approved for an exemption from the GVSU study abroad insurance policy. Students participating in a program that is pre-approved for an exemption must still complete the exemption request form to secure official approval for an exemption.
|
Provider |
Insurance Carrier |
Exemption |
|---|---|---|
|
AIFS |
CISI 24/7 emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No exemption. The AIFS policy is limited to only $500 for pre-existing conditions. Students who can show evidence of additional coverage under a parent’s insurance may still submit an appeal to be waived out of the GVSU plan. |
|
API |
CISI 24/7 emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
Approved for an exemption. Only $1,500 in emergency family reunion benefits. |
|
CEA |
CISI 24/7 emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Policy does not offer coverage for pre-existing conditions or for mental health. It also has lower family reunion coverage. Students who are also covered under a parent’s insurance policy for pre-existing conditions and mental health may submit an appeal for consideration. |
|
CIEE |
iNext •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Policy does not offer comparable coverage Accident $100,000 Sickness $100,000 Repatriation $50,000 Security Evacuation is an optional upgrade Family reunion $300/day for 10 days |
|
CIS Abroad |
CISI |
Approved for exemption. Policy only offers $10,000 for pre-existing conditions and offers significantly less in mental health coverage than the GVSU plan. Students should be advised to submit their appeal to receive confirmation of the waiver. |
|
Edge Hill University |
No required policy. |
No exemption. Students must sign-up for the GV mandatory plan. |
|
Hellenic International Studies in the Arts (HISA) |
No required policy |
No exemption. Students must sign-up for the GV mandatory plan |
|
ISA |
Chubb – includes pre-existing conditions •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
Approved for an exemption. Students should be advised to submit their appeal to receive confirmation of the waiver. |
|
JCMU |
Japan Center for MI Uni/MSU |
Approved for an exemption. Students should be advised to submit their appeal to receive confirmation of the waiver. |
|
John Cabot University |
Optional CISI plan |
No exemption. Students must sign-up for GVSU plan. |
|
Junior Year in Munich |
In-country coverage + iNext supplemental •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher Note: in-country health insurance coverage will cover pre-existing conditions and mental health and provides additional coverage for accident and sickness coverage. |
Policy only approved if student adds the security evacuation optional coverage through iNext.
Accident $100,000 + in-country plan Sickness $100,000 + in-country plan Repatriation of remains $50,000 Security evacuation as an upgrade only
Students should be advised to submit their appeal to receive confirmation of the waiver. |
|
SRAS |
CISI 24/7 emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Policy does not cover pre-existing conditions, mental health and has low family reunion and emergency evacuation coverage. Students who can show coverage for pre-existing conditions, and mental health coverage under a parent’s insurance policy, may be able to secure a waiver. Otherwise, students will be expected to purchase the GV plan. |
|
USAC |
CISI 24/7 Emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Does not cover pre-existing conditions. Students who can show coverage for pre-existing conditions under a parent’s insurance policy, may be able to secure a waiver. Otherwise, students will be expected to purchase the GV plan. |
|
TEAN |
Chubb – includes pre-existing conditions •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
Approved for exemption. Students should be advised to submit their appeal to receive confirmation of the waiver. |