Provider Program Insurance Exemptions
This table outlines the study abroad providers that are pre-approved for an exemption from the GVSU study abroad insurance policy. Students participating in a program that is pre-approved for an exemption must still complete the exemption request form to secure official approval for an exemption.
|
Provider |
Insurance Carrier |
Exemption |
|---|---|---|
|
AIFS |
CISI 24/7 emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No exemption. The AIFS policy is limited to only $500 for pre-existing conditions. Students who can show evidence of additional coverage under a parent’s insurance may still submit an appeal to be waived out of the GVSU plan. |
|
API |
CISI 24/7 emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Limited mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Only $1,500 in emergency family reunion benefits. Limited coverage for mental health. *There are different policies for Spain and Germany |
|
CEA |
CISI 24/7 emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Policy does not offer coverage for pre-existing conditions or for mental health. It also has lower family reunion coverage. Students who are also covered under a parent’s insurance policy for pre-existing conditions and mental health may submit an appeal for consideration. |
|
CET |
GeoBlue Pre-Existing - preventative medicines and congenital conditions not included Accident and Sickness - $500,000 Deductible - $0 Emergency Evacuation - up to $250,000 Security Evacuation - None Repatriation of Remains - up to $50,000 Medical Reunion - $1,000 Mental Health - "reasonable expenses" - no description of what that is |
No Exemption. Due to limitations on pre-existing conditions and lack of clarity on what is covered for mental health, the GVSU policy is required |
|
CIEE |
iNext •No information of coverage for pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Policy does not offer comparable coverage Accident $100,000 Sickness $100,000 Repatriation $50,000 Security Evacuation is an optional upgrade Family reunion $300/day for 10 days |
|
CIS Abroad |
CISI Pre-Existing - Up to $5,000 except mental and nervous disorders Accident and Sickness - $500,000 at 100% Deductible - $50 Emergency Evacuation - $250,000 Security Evacuation - $100,000 Repatriation of Remains - $250,000 Medical Reunion - $$5,000 Mental Health - up to $10,000 |
No exemption. Policy only offers $5,000 for pre-existing conditions and offers significantly less in mental health coverage than the GVSU plan.
|
|
Edge Hill University |
No required policy. |
No exemption. Students must sign-up for the GV mandatory plan. |
|
Hellenic International Studies in the Arts (HISA) |
No required policy |
No exemption. Students must sign-up for the GV mandatory plan |
|
JCMU |
Japan Center for MI Uni/MSU |
Approved for an exemption. Students should be advised to submit their appeal to receive confirmation of the waiver. |
|
John Cabot University |
Optional CISI plan |
No exemption. Students must sign-up for GVSU plan. |
|
Junior Year in Munich |
In-country coverage + iNext supplemental •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher Note: in-country health insurance coverage will cover pre-existing conditions and mental health and provides additional coverage for accident and sickness coverage. |
Policy only approved if student adds the security evacuation optional coverage through iNext.
Accident $100,000 + in-country plan Sickness $100,000 + in-country plan Repatriation of remains $50,000 Security evacuation as an upgrade only
Students should be advised to submit their appeal to receive confirmation of the waiver. |
|
Semester at Sea |
CISI Pre-Existing - Up to $10,000 only if the condition worsened Accident and Sickness - $250,000 at 100% Deductible - $0 Emergency Evacuation - $250,000 Security Evacuation - $100,000 Repatriation of Remains - $250,000 Medical Reunion - $10,000 Mental Health - up to $10,000, mental or emotional diseases and disorders excluded |
No Exemption. Due to limitations on pre-existing conditions and the exclusion of mental and emotional diseases and disorders, the GVSU policy is required. |
|
SRAS |
CISI 24/7 emergency assistance •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Policy does not cover pre-existing conditions, mental health and has low family reunion and emergency evacuation coverage. Students who can show coverage for pre-existing conditions, and mental health coverage under a parent’s insurance policy, may be able to secure a waiver. Otherwise, students will be expected to purchase the GV plan. |
|
USAC |
CISI 24/7 Emergency assistance •Coverage of pre-existing conditions - limited, only if the condition worsens •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage limited - mental or emotional diseases and disorders excluded •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
No Exemption. Does not cover pre-existing conditions. Students who can show coverage for pre-existing conditions under a parent’s insurance policy, may be able to secure a waiver. Otherwise, students will be expected to purchase the GV plan. |
|
WorldStrides |
Chubb – includes pre-existing conditions •Coverage of pre-existing conditions •Accident and sickness coverage of $250,000 or more •Less than $100 deductible •Mental health coverage •Emergency evacuation $250,000 or higher •Security evacuation $50,000 or higher •Repatriation of remains $100,000 or higher •Emergency family reunion $5000 or higher •Accidental death and dismemberment $10,000 or higher |
Approved for exemption. Students should be advised to submit their appeal to receive confirmation of the waiver. |