It is a given that we all like to spend money. Budgeting does not have to be a dirty word! If you think of it more as a spending plan, it may be easier to sit down and take a look at your income sources and expenses to try to get a better feel for where your money goes. The earlier you take control of your finances, the sooner you can get a handle on how money works. You don't need to have a lot of money to be successful, you just need a plan for that money.