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Can we trust you?
That is the questions that a lender will answer based on your credit. Credit is your "financial trustworthiness". Your credit record is the most important factor lenders consider when you apply to borrow money. Lenders will offer you better terms and lower interest rates if you have good credit ratings.
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Credit Report
Your Credit Report has a big impact on your ability to borrow. You may be surprised who can look at this. and often what you pay for it.
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Credit Score
Your Credit Score is the second tool used when determing your ability to borrow. But this number will affect how much you pay to borrow.
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Using Credit Wisely
Do not get pinned down by your credit. Start Using Credit Wisely and save yourself thousdands of dollars in the long run..
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Learn the Lingo
If you don't understand the language you could be signing something that could lead you to deep debt. Look at the fine print.
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Page last modified March 11, 2013
