Can we trust you?

That is the questions that a lender will answer based on your credit. Credit is your "financial trustworthiness". Your credit record is the most important factor lenders consider when you apply to borrow money. Lenders will offer you better terms and lower interest rates if you have good credit ratings.

Credit Report

Your Credit Report has a big impact on your ability to borrow. You may be surprised who can look at this and often what you pay for it.

Credit Score

Your Credit Score is the second tool used when determining your ability to borrow.  But this number will affect how much you pay to borrow.

Using Credit Wisely

Do not get pinned down by your credit. Start using credit wisely and save yourself thousands of dollars in the long run.

Page last modified September 24, 2014