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Health Savings Account

United Bank  is our Health Savings Account administrator. The HSA is an individual account that allows you to use tax free dollars to pay for qualified out-of-pocket health care expenses. You must be enrolled in the GVSU High Deductible PPO Health Plan in order to take advantage of this account. 

If you have specific questions about the process for opening your HSA view this Account Opening Guide or contact United Bank at

Eric Soya, Corporate Branch, (East Paris Avenue), 616.559.4534 or 800.968.1990 x 4534 
Devon Gainey, Rockford Branch,  616.863.6081 or 800.968.1990 x 4200 
John Knoppers, Corporate Branch (East Paris Avenue), 616.559.4556 or 800.968.1990 x 4556

United Bank



For calendar year 2016, the annual limitation on deductions under § 223(b)(2)(A) for an individual with self-only coverage under a high deductible health plan is $3,350. For calendar year 2016, the annual limitation on deductions under § 223(b)(2)(B) for an individual with family coverage under a high deductible health plan is $6,750. Participants 55 years of age and older are eligible for an additional $1,000 catch-up contribution.

If you are interested in changing your current contribution amount please fill out the HSA Form located on our Anytime Events Site.


HSA Investment Account

If you're a long term saver looking to grow your HSA for future health care costs, United Bank's HSA Investment Account may be for you. This account gives you the option to invest your excess HSA funds in mutual funds, giving you the potential for extra growth in your HSA. Accountholders have the opportunity to invest any dollar amount over $2,000 into the United Bank of Michigan HSA Investment Account. The investment options available are a grouping of widely recognized mutual funds covering a range of asset classes.

For additional information including account fees, rates, and features please visit United Bank's HSA Investment Account Site.


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